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When I'm at work: retirement planning - Supported employee's workbook


Meeting 1 - What is retirement?

What is retirement?

Retirement is a time when you stop doing something.

People retire from their work, the football team they have been playing with, a committee they have been on, and so on. Retirement from work is when you no longer go to work and receive money for the work you do.

People retire from work for different reasons.

While you are still at work, it is a good idea to think about why you want to retire and when. Spending time thinking about what you want to do when you no longer go to work and talking with people will help you make your decision. This is called your retirement planning.

What do work and retirement mean to you?

Draw a picture or write words in the circles about what work means to you.

Draw a picture or write words in the circles about your ideas or dreams for retirement.

This is my life

There have been many important events in your life. Think about these. Write your age when these events happened or will happen.

Retirement will be an important event in your life too. Write down how old you will be when you plan to retire.

Age Event
  This is how old I was when I started school.
  This is how old I was when I had my first job.
  These are other events that have been important in my life and how old I was when they happened.
  This is how old I am at the moment.
  This is how old I will be when I plan to retire.

When can I retire?

It is your choice when you retire.

It is important to think about how you will spend your time when you are not going to work anymore.

It is also important to work out how much money you will need, and how you will manage with less money, when you no longer get a wage from doing your job.

Sometimes making decisions about these things is not easy. It helps when you talk with other people who know you or have the information you need.

Talking with other people will help you decide if you:

When do I want to retire?

Ask yourself these questions.

What other questions would you like to ask?

What would you like more information about?

Gathering information and getting advice

Think about people you know who are retired – they may be friends, relatives or neighbours.

Let them know you are planning for your retirement. Ask them if you can talk to them about their retirement.

Here are some questions you may like to ask.

Bring this information to your next meeting.

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